About this role:
Wells Fargo is seeking a Lead Risk Analytics Consultant responsible for Home Lending climate risk monitoring, reporting, and analytics. This team performs various complex activities related to business analysis, solving business problems, and pursuing data-driven actions. This role specifically will be involved in climate risk initiatives, which requires coordinating projects across multiple teams, detailed research and analysis of current and historical disaster events, and developing reporting for senior management.
The Credit Risk team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company’s credit culture, risk appetite, and business performance. Also, the team provides analytical support on consumer credit, segments and monitors various credit metrics, and makes recommendations to management based on observed trends; produces performance monitoring and benchmarks regarding growth, mix, delinquency, losses and overall credit performance; coordinates production of monthly, quarterly, and annual performance reports for senior management; reviews and analyzes trends in current population distributions and recommending strategies; works with business partners to provide analytic solutions and develops strategies to support or negate change recommendations.
In this role, you will:
Lead complex initiatives related to data and reporting to support business analysis including those that are cross functional, with broad impact, and act as a key participant in data aggregation, monitoring, and reporting of portfolio metrics for risk analytics
Review and analyze complex databases, extract data and manipulate databases to provide statistical and financial data support to risk partners and projects
Create & manage the roll out of automated and dynamic self-service dashboards and reports developed to support portfolio monitoring
Make data and reporting decisions in support of complex risk exposure, requiring a solid understanding of business unit projects, policies, procedures, and compliance requirements that influence analytic and reporting needs to meet deliverables and drive new initiatives
Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues
Lead projects, teams, and mentor.
Required Qualifications:
5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Experience manipulating large datasets using SAS, SQL, Tableau.
Excellent collaboration and communication skills with the highest attention levels for detail. Ability to clearly and concisely communicate (both written and verbal) with business partners, peers and senior management and lead discussions.
Superior ability to identify, evaluate, aggregate, and challenge risks, while also proposing potential solutions to identified issues.
Ability to work independently with appropriate direction; ability to exercise independent judgment and apply prudent risk mitigation principles
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Ability to develop partnerships and collaborate with other business and functional areas - both internally and external third parties
Excellent problem-solving skills and the ability to thoroughly research and analyze options and impacts of solutions
Advanced Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Ability to manage multiple priorities and think strategically
Ability to negotiate, influence, and collaborate to build successful relationships.
Knowledge of Home Lending a plus
Posting Locations:
401 S. Tryon Street - Charlotte, North Carolina
1445 Ross Ave - Dallas, Texas
600 Wells Fargo - Minneapolis, Minnesota
800 S. Jordan Creek Pkwy - West Des Moines, Iowa
1150 W. Washington - Tempe, Arizona
Job Expectations:
Ability to work at one of the approved locations in the job posting
This position currently offers a hybrid work schedule
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$111,100.00 - $197,500.00Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
10 Feb 2025*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.